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All consumer outreach
Letters, calls, and SMS run by trained, licensed collectors — recorded, scripted, and QA-monitored.
Third-Party Debt Collection
No upfront cost. No fee on what we don't collect.
Place accounts with CollFin's licensed collectors. We handle all outreach, disputes, and payments — and remit net proceeds monthly. Pure contingency.
What we handle
Everything after placement
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Disputes & validation
Statutory notices, dispute acknowledgment and investigation within required timeframes, activity paused while we review.
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Payments & plans
Card, ACH, and payment plans through a secure debtor portal, with trust accounting on every dollar.
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Skip tracing
Bad numbers and stale addresses refreshed automatically so placements stay workable.
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Credit reporting
Optional Metro 2 reporting with same-day updates on payments and disputes.
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Reporting & audit trail
24/7 CollectionHouse access: contact status, arrangements, disputes, and collected amounts per account.
Licensed · Bonded · Registered
View state licenses →
Texas-registered, surety bonded, expanding nationally
Active or pending foreign entity registrations in multiple states. Verify our licenses, bonds, and registrations any time.
Monthly remittance
Net proceeds, wired monthly, documented completely
Every remittance arrives with an account-level statement: what was collected, from whom, through which channel, and the fee applied. Watch it accrue in real time in CollectionHouse — no waiting for month-end.
- Net proceeds via ACH by the last business day of each month.
- Account-level statements with full fee transparency — no surprises.
- Hash-chained audit logs available for regulator or legal review.
Typical engagement
25–27%Typical contingency fee (healthcare)
18.5Avg. days to first payment
$0Upfront or monthly fees
24/7Portal visibility into every account
Figures vary by debt type, age, and data quality. Model your portfolio →
Ready when you are
Place your first batch this week
Onboarding takes days, not months. No upfront fees, ever.